Creditstar is one of the leading non-bank lenders in Europe offering unsecured microloans, installment loans and credit limit products. It has operations in eight countries including Estonia, Lithuania, Poland, the Czech Republic, Finland, Sweden, Spain, and the United Kingdom. Creditstar was founded in 2006 in Estonia, where it still has its headquarters. The company holds 40% market share in their home market of Estonia and has been profitable for every year since its founding.The typical Creditstar customer is an active, young male, between 26-35 years old living in a small town who has taken a loan more than once and remains out of the focus of large commercial banks.