Cash Credit is part of Cash Credit Group, which operates in Bulgaria, South Africa, and the Philippines. The group employs a unique business model of partnering with mobile service providers; this gives Cash Credit Group an advantage when assessing borrowers’ credit worthiness, and allows them to issue loans quickly and conveniently. At the beginning of 2017, Cash Credit became the first company in the world to grant credit via Viber - a popular messaging, voice and video call mobile application. Cash Credit has received recognition for its successful business development. In 2013, the group raised USD 25 million investment from the global advisory and investment firm Delta Partners Capital Limited.