CAPITAL SERVICE S.A. is one of the leading non-bank financial institutions in Poland. It was founded in 1999 and together with its four subsidiaries creates CAPITAL SERVICE CAPITAL GROUP (Group was founded in 2015).Group provides its lending activity in Poland and offer unsecured payday loans and installment loans for individual customers. Group provides its services on the basis of a country-wide network of branches and Call Center, brokers and financial agents (external offices). The business model implemented by the Management Board gives CAPITAL SERVICE S.A. the possibility of stable development through adequate management of its resources. The company has many products, which makes its activity competitive on the market of non-bank loans. The company's value is also provided by internal procedures governing its processes and its own IT system.